Privacy and cookie policy

By accessing this website and any pages thereof (“Site”) of Univerk Broker SA (“Company”) you take note and agree that the Company collects and uses your personal data as set out in this Privacy Policy Statement (“Privacy Policy”) and the Terms of Use. By continuing to access or use this Site or by using an e-mail address provided on this Site, you take note and are consenting to our use of your personal data as described in this Privacy Policy. Please do not access this Site and do not send us your personal data if you do not want us to store or use the data described in this Privacy Policy.

This Privacy Policy is subject to amendments and changes at any time at the Company’s sole discretion. Ensure to check the Privacy Policy each time you access and/or use this Site, since any updated version applies to your access and/or use of this Site.

The Company is committed to protecting your privacy. This Privacy Policy concerns the entire online collection of personal data on this Site over the World Wide Web and describes how your personal data is collected and used and how the Company fulfills its obligations under applicable data protection law.

Please note that “you” and “yours” refers to you as an individual and not to any legal or corporate entity. “We” or “our” refers only to the Company, a company incorporated in Switzerland, which owns and operates this Site.

1. Information we may collect from you

We may collect and process the following data about you:

  • Information that you provide voluntarily by filling in forms in this Site or by otherwise contacting us through our Site. This includes information provided at the time of subscribing to our services or requesting further services. We may also ask you for information when you enter a competition or promotion sponsored by us, and when you report a problem with this Site.
  • If you contact us, we may keep a record of that correspondence.
  • We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them.
  • Details of your visits to this Site, including but not limited to, traffic data, weblogs and other communication data, whether this is required for our own purposes or otherwise and the resources that you access.

2. Use of Cookies and Spyware

We never use or install spyware on your computer, nor do we use spyware to retrieve information from your computer.

Like many websites, we use “cookies”, which are files stored on your computer’s hard drive by your browser. Cookies help us to identify account holders and to optimize their site experience. Most browsers accept cookies automatically but allow you to disable them. We recommend that you leave cookies “turned on” so that we can offer you a better experience on this Site. You may occasionally get cookies from companies advertising on our behalf or on behalf of our subsidiaries. We do not control these cookies, and these cookies are not subject to our cookie policy.

3. Usage of Analytics Software

This Site uses Google Analytics, a web analytics service of Google Inc. (“Google”). Google Analytics uses so-called “cookies” or text files, which are stored on your computer, making it possible to analyze website traffic by the users. Information generated by cookies with the user details (including your IP address) is transferred to a Google server in the USA where it is also stored. Google will process this data to evaluate your use of this Site, compile reports about this Site’s activity on behalf of the Company and deliver other services connected with website and Internet use. Google will also forward this data, if applicable, to third parties, insofar as this is legally required or if these third parties use the supplied data on behalf of Google. Under no circumstances will Google use your IP address in connection with other data supplied by Google.
You can prevent Web cookies from installing by adjusting your browser settings. However, please be informed that in this case you may not be able to make full use of all functions available on this Site. By using this Site, you agree to Google’s analysis of your data, acquired as previously described, and for the purpose previously mentioned. As a user of this Site you hereby agree that the operators of this Site, contractors, representatives, partner companies, executives, senior managers, employees and partners accept no liability in connection with the collection, provision, processing and evaluation of the above-mentioned data. In addition, no compensation claims whatsoever can be enforced against these natural and legal persons.
4. Where we store your personal data

The data that we collect from you may be transferred to, and stored in Switzerland, according to all relevant security guidelines. By submitting your personal data you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.

All information you provide to us is stored on our secure servers. Where we have given you (or where you have chosen) a password which enables you to access certain parts of this Site, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

5. Data Security and Confidentiality

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to ensure that services provided, fulfill technical and organizational security measures that are appropriate to protect your personal data, we cannot guarantee the security of your data transmitted to this Site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.

You may communicate with us by e-mail. E-mail messages sent over the Internet are neither confidential nor secure. They may be viewed by third parties, lost, intercepted or altered. E-mails may be transferred across national borders, even if both sender and recipient are located in the same country. We will not be liable for any damages suffered in connection with the use of e-mails or any other electronic messaging system when communicating with us.

6. Storage of e-mails

All incoming and outgoing e-mail messages are automatically stored in our Electronic Message Repository for the purpose of preserving the evidential weight of e-mails. The e-mails are protected by legal, technical and organizational measure. They may only be accessed in justified cases in accordance with applicable laws and regulations (e.g. court order, suspicion of criminal conduct, breach of regulatory obligations, material breach of employment contract). Access is only granted to employees in defined functions (e.g. litigation, legal, compliance, risk). All e-mails are disposed of after a limited period of time. If you do not wish the retention of private e-mails by us, we strongly advise you not to send private, non-business related e-mails to our e-mail accounts.

7. Uses made of your personal data

We use data held about you for the following purposes:

  • To provide you with information, products or services that you request from us or which we feel may interest you, where you have consented to be contacted for such purposes.
  • To ensure that content from this Site is presented in the most effective manner for you and your computer (including smartphone or other electronic device).
  • To carry out our obligations arising from any contracts entered into between you and us.
  • To allow you to participate in interactive features of our service, when you choose to do so.
  • To notify you about changes to our services.

Through your use of this Site, we may also gather certain information about your use of the Site that does not identify you individually. Generally, this information is collected through “traffic data”. We collect and store such information automatically whenever you interact with this Site.

8. Disclosure of your personal data

We will not disclose your personal data to third parties, except for the following:

  • to our subsidiaries for the purposed stated here above
  • if legally required or ordered by an authority or a court
  • to external service providers who support us in the area of data processing or otherwise
  • in the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets, provided that we have contractually ensured that this information is kept private and secure and that when supplying this personal data we comply with the applicable local laws.
  • if necessary to protect the interests of Univerk Broker SA or other users.

9. Protection of Children

We do not wish to collect over this Site personal data from individuals under the age of 18. Individuals under the age of 18 are requested to receive permission from their parent or legal guardian before providing any personal data to us.

10. Your Rights

You are entitled to ask for a copy of your personal data which has been collected online and in which manner the data is processed. You may also ask to have your data rectified or deleted as required by applicable data protection law. Any such request must be made in writing to Univerk Broker SA, Via A. Volta, 16 CH-6830 Chiasso - Switzerland or to